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Privacy Statement
At McCaleb-Metzler, Inc., we are committed to protecting your privacy as a visitor to this web site and as our customer. To our visitors and customers, we offer this pledge:
McCaleb-Metzler, Inc. is the owner of the information that is collected on this web site. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease, or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this Privacy Policy.
We will ask you to provide your personal information to us when you enroll for coverage and when you purchase an insurance policy from us. We will also ask you to provide your personal information to us when you send e-mail to us from this web site. When you enroll for an insurance policy at McCaleb-Metzler, Inc. we will ask you to provide your name, home address, mailing address, telephone number and e-mail address. This information will be provided to the insurance company when you purchase an insurance policy so they can establish you as a policyholder. We will maintain a record of your information at the offices of McCaleb-Metzler, Inc. so we can provide you with policyholder service. The employees of McCaleb-Metzler, Inc. are each required to sign and acknowledge a Confidentiality And Nondisclosure Agreement. Each employee has been instructed on maintaining the privacy of each customer and the importance of protecting the customer’s personal information.
When you purchase an insurance policy from McCaleb-Metzler, Inc. you will pay the premiums with your cash, personal check or money order A transaction number will be provided to you on your Binder Of Insurance. If you pay the premium using your personal check or money order, we will keep a copy of your check in your file.
When you send us e-mail from this web site, you will provide us with certain personally identifiable information including your e-mail address.
A cookie is a piece of data that is stored on a visitor’s hard drive while they are visiting this web site. We may utilize a short-lived form of cookie when you visit this site. At McCaleb-Metzler, Inc. a cookie is only used to identify one unique visitor from another visitor during a particular session. A session is the period of active site use while that unique visitor is linked to our server. We may use cookie technology during a session as a tool to carry forward your input information during the enrollment process. This enables the visitor to input information once and have the information appear later during the enrollment process. No personally identifiable information is stored on the cookie. The cookie expires and is deleted from the visitor’s computer as soon as they close their browser or if they are not actively browsing our web site for more than 20 minutes. Should a previous visitor to your web site return for a new session, they will be issued a new cookie and in no way will they be recognized as a visitor from a previous session.
This web site may contain links to third party web sites that are not controlled by McCaleb-Metzler, Inc. These third party links are made available to you as a convenience and you agree to use these links at your own risk. Please be aware that McCaleb-Metzler, Inc. is not responsible for the content of third party web sites linked to McCaleb-Metzler, Inc. nor are we responsible for the privacy policy or practices of third party web sites linked to McCaleb-Metzler, Inc. Our Privacy Policy only applies to information we collect from you while you are at and while you are actively in session with McCaleb-Metzler, Inc. If you should link to a third party web site from McCaleb-Metzler, Inc. we strongly encourage you to review and become familiar with that web site’s privacy policy.
We reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make the changes.
If you have any questions about our privacy policy please feel free to contact Karen I. Wilson, Office Manager, by correspondence at P.O. Box 265, Belle Haven, Virginia 23306, by telephone at (757)-442-6187 or by facsimile at (757)-442-4149.
Disclaimer
McCaleb-Metzler, Inc. makes reasonable efforts to present accurate and reliable information in this World Wide Website in the domain "www.mccaleb-metzler.com" ("Site"); however, McCaleb-Metzler, Inc. is not responsible for any errors in or omissions from the information contained in or accessed through this Site, nor is McCaleb-Metzler, Inc. responsible for the timeliness of the information. The information in this Site is not intended to provide specific advice about individual legal, business or other questions, and it is not a substitute for users’ independent research and evaluation of any issue. If specific legal or other expert advice is required or desired, the services of an appropriate, competent professional should be sought. All of the information in this Site is provided "as is" without warranty of any kind. McCaleb-Metzler, Inc. makes no representations of any kind and disclaims all express, implied, statutory or other warranties of any kind to the user and/or any other party, including, without limitation, any warranties of accuracy, timeliness, completeness, efficacy, merchantability, and fitness for any particular purpose. McCaleb-Metzler, Inc. shall have no tort, contract or any other liability to users of this Site and/or to any other party. McCaleb-Metzler, Inc. shall not be liable to users and/or any other party for any lost profits or lost opportunities, or any indirect, special, consequential, incidental or punitive damages whatsoever, even if McCaleb-Metzler, Inc. has been advised of the possibility of such damages.
McCaleb-Metzler, Inc. is in the business of promoting the interests of its members as a whole and does not promote the services, products or publications of one McCaleb-Metzler, Inc. member over any other member. Links to McCaleb-Metzler, Inc. member sites, other Websites or references to products, services or publications, other than those of McCaleb-Metzler, Inc. at this Site, do not imply McCaleb-Metzler, Inc.’s endorsement or approval of such Websites, products, services or publications, nor are such links or references any indication that McCaleb-Metzler, Inc. has received specific authorization to provide these links or references. McCaleb-Metzler, Inc. does not endorse, approve, certify or control these external Websites, and is not responsible for the accuracy, timeliness, completeness, efficacy, merchantability, fitness for any particular purpose or correct sequencing of information located at such sites. Rather, the links on this Site to other Websites are provided solely as a convenience to users of this Site.
The works of authorship including, but not limited to, all design, text, images, and sounds, contained in this Site (individually and collectively "Publications"), are owned by McCaleb-Metzler, Inc., except as otherwise expressly stated. The Publications may not be copied, reproduced, transmitted, displayed, performed, distributed, rented, sublicensed, altered, stored for subsequent use or otherwise used in whole or in part (individually and collectively "Reproduced") in any manner without McCaleb-Metzler, Inc.’s prior written consent, except to the extent that such use constitutes "fair use" under the Copyright Act of 1976 (17 U.S.C. § 107), as amended, and except for one temporary co?y in a single compuer’s memory and one unaltered permanent copy to be used by the viewer for personal and non-commercial use only, with an attached copy of this Disclaimer Notice.
Some of the works of authorship on the Site were provided under license from other entities with all rights reserved. You may provide a hypertext link to this Site on another Website, provided that: (a) the link must be a text-only link clearly marked "McCaleb-Metzler, Inc. Home Page"; (b) the link must "point" to the URL "http://www.McCaleb-Metzler.com/" and not to other pages within the Site; (c) the appearance, position and other aspects of the link may not be such as to damage or dilute the goodwill associated with McCaleb-Metzler, Inc.’s name and trademarks; (d) the appearance, position and other aspects of the link may not create the false appearance that an entity, product, service or work of authorship is associated with, sponsored by or endorsed by McCaleb-Metzler, Inc.; (e) the link, when activated by a user, must display this Site full-screen and not within a "frame" on the linked Website; and (f) McCaleb-Metzler, Inc. reserves the right to revoke its consent to the link at any time, for any reason, in its sole discretion.
Some U.S. states and foreign countries provide rights in addition to those above or do not allow the exclusion or limitation of implied warranties or liability for incidental or consequential damages. Therefore, the above limitations may not apply to you, or there may be state provisions which supersede the above. Any clause of this Disclaimer Notice declared invalid by the appropriate authority shall be deemed severable and shall not affect the validity or enforceability of the remainder of this Disclaimer Notice. The terms of this Disclaimer Notice are governed by the laws of the Commonwealth of Virginia, without regard to its conflicts of laws rules, and may only be amended in a writing signed by McCaleb-Metzler, Inc..
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| P.O.
Box 265 Belle Haven, VA 23306 |
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(757)-442-6187 |
©2010 McCaleb-Metzler, Inc. All Rights Reserved.
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Legal Information and Privacy Statement
